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AVENIRFFL INSURANCE GUIDE

Life insurance with health conditions

Having a health condition does not automatically mean every life insurance option is unavailable. Carriers use different underwriting rules, and outcomes can vary based on the condition, severity, treatment, stability, age and other factors.

1

How it works

An application may involve health questions, prescription history, medical records, an exam or other underwriting information. Some products use simplified underwriting, while others use more extensive review. Available benefits and premiums can differ significantly.

2

What to compare

Provide accurate health information and compare options that match your situation. Approval, rating class, premium and benefit amount are determined by the issuing carrier.

3

Get a personalized review

Your age, state, health profile, coverage amount and goals can change the available options. Request a free review to compare coverage that may be available to you.