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AVENIRFFL INSURANCE GUIDE

Final expense insurance for seniors

Final expense insurance is generally a smaller permanent life insurance policy designed to provide a death benefit that beneficiaries can use for funeral costs, medical bills, debts or other expenses.

1

How it works

Depending on the carrier and applicant, coverage may be immediate, graded or modified. Some policies may include a waiting period or limited benefit for certain causes of death during an initial period. Premiums and eligibility depend on age, health, state and product rules.

2

What to compare

Compare the death benefit, premium, waiting period, underwriting questions and policy guarantees—not just the monthly price.

3

Get a personalized review

Your age, state, health profile, coverage amount and goals can change the available options. Request a free review to compare coverage that may be available to you.